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| Share/Savings Accounts | | | | | Club Accounts | |
| | Christmas Club | .50% Div. Rate | .50% APY * | | Vacation Club | .50% Div. Rate | .50% APY * | | | | | Share Accounts | |
| | Regular Shares | .50% Div. Rate | .50% APY * | | $5 Minimum $3000 Maximum | | Regular Shares | .75% Div. Rate | .75% APY * | | $3000 Minimum $10000 Maximum | | Regular Shares | 1.00% Div. Rate | 1.00% APY * | | $10000 Minimum $9999999 Maximum | | |
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| Loan Accounts | | | | | Unsecured Loans (Signature) | |
| | Back to School | 5.00% APR | 12 months | | Beginning July 1 through September 30 | | Labor and Leisure | 7.25% APR | 60 months, new or used | | Tractors, ATV's, Motorcycles, etc. | | Labor and Leisure | 7.00% APR | 48 months,new or used | | Tractors, ATV's, Motorcycles, etc. | | Christmas Loan | 5.00% APR | 12 months | | Beginning October 1 through January 31 | | Vacation Loan | 5.00% APR | 12 months | | Anytime | | Line of Credit | 13.00% APR | | | | | | Vehicle Loans | |
| | New Vehicles | 5.50% APR | 72 months, borrowing over $20,000.00 | | 2009 - 2008 | | New Vehicle | 5.00% APR | 60 months | | 2009 - 2008 | | Used Vehicle | 6.50% APR | 72 months, borrowing over $20,000.00 | | 2007 - 2006 | | Used Vehicle | 6.00% APR | 60 months | | 2007 - 2006 | | Used Vehicle | 7.00% APR | 60 months | | 2005 | | Used Vehicle | 6.75% APR | 48 months | | 2005 | | Used Vehicle | 7.50% APR | 60 months | | 2004 | | Used Vehicle | 7.25% APR | 48 months | | 2004 | | Used Vehicle | 7.75% APR | 48 months | | 2003 | | Used Vehicle | 8.25% APR | 48 months | | 2002 | | Used Vehicle | 9.00% APR | 36 months | | 2001 and older | | | | | Credit Cards | |
| | Visa | 12.9% APR | | | |
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